Our Financial Services team represents financial institutions of all sizes, ranging from small community institutions to regional bank holding companies, in a wide range of transactions with many different legal and regulatory issues.
Through this experience, our attorneys have substantial and ongoing contact with officials and staff of numerous federal and state regulatory authorities, including the Federal Reserve Banks, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation and the Office of Thrift Supervision.
The current regulatory and economic environments have created opportunities for acquisition of whole institutions, branches and other financial services providers. The consolidation of financial institutions creates opportunities for both in-market and out-of-market transactions. We have been active in structuring, documenting and completing various acquisitions, including cross-industry transactions.
We represent financial institutions conducting transactions such as conversion of mutual thrift organizations to stock form, formation and capitalization of de novo thrifts and banks, bank and thrift capital formation and merger and acquisition activity. We are also active in advising broker-dealers, investment banks and investment advisers in connection with regulatory matters, mergers and acquisitions, and corporate and securities matters.
MLA plays a role in the reorganization of finance companies, and our creditors' rights and bankruptcy attorneys represent creditors' committees, debtors, trustees and secured and unsecured creditors in various types of business Chapter 11 cases filed in dozens of states.